Climate risk intelligence
Bring science-driven climate risk insights into your workflows. Underwrite with more context, price with more evidence, and manage your portfolio with a clearer view of climate exposure.
Trusted by leading Canadian insurers and MGAs
Insurance Use Cases
Give your underwriting, actuarial, risk, and leadership teams the context to see which risks fit appetite, how exposure should be priced, where concentration is building, and how to explain the decision when it matters.
Underwriting
See flood, wildfire, hail, and climate hazard exposure before the risk enters your book. Give underwriters the context to accept, decline, refer, condition, or exclude with more confidence.
Pricing
Bring climate risk scores and loss estimates into pricing workflows. See where physical risk may be moving beyond past claims, and give actuarial teams a stronger basis for segmentation.
Portfolio Risk
Roll property-level signals into a portfolio view. See where exposure is building by peril, region, or book of business, and give leadership a clearer basis for appetite, policies, and resilience decisions.
Compliance & Disclosure
Back your reporting with transparent, property- and portfolio-level exposure data. Ensure methodologies, assumptions, model versions, and decision processes remain fully traceable and audit-ready.
Models
Get a property-level view of exposure across flood, wildfire, hail, and extreme climate perils. Understand what is driving risk at any location and where exposure is building across the portfolio.
FloodRiver overflow, intense rainfall, and coastal flooding create different risk pictures. Geosapiens helps insurers understand not just whether flood risk exists, but what kind of flood exposure they may be taking on.
WildfireWildfire risk is shaped by more than vegetation or distance to forest. Geosapiens' model draws on more than 70 climatic, environmental, and human variables to help you estimate property-level risk, assess loss potential, and refine pricing with more context.
HailGeosapiens' hail model combines historical data with atmospheric variables to give you a clear view of hail exposure across regions, properties, and portfolios.
Extreme Climate PerilsUse standardized hazard scores to surface exposure to extreme heat, cold, drought, wind, and more, before those signals become your portfolio's blind spot.
Explore the research, peer-reviewed publications, assumptions, and validation behind Geosapiens' models. We share the context your team needs to trust the output, test the data, and explain the risk view.
Start with sample locations or a portfolio question. We'll show how Geosapiens outputs work in the context of your team's decisions.
Access & delivery methods
Some teams need a map-based view. Some need data. Some need scores inside quoting, renewal, or underwriting workflows. Use the same risk intelligence in the way your teams already work.
Use the portal to explore properties, compare risk layers, and create a shared view of exposure for underwriting, risk, and leadership conversations.
Bring Geosapiens' standardized scores into third-party platforms or internal tools, so the risk signal appears right where the decision is made.
Give actuarial, catastrophe modelling, BI, and portfolio teams data outputs they can test, compare, and use inside your internal models, dashboards, and risk workflows.
Geosapiens experts can help your team review results, pressure-test assumptions, compare model outputs, and bring more context to complex underwriting, pricing, and portfolio questions.
Beyond Insurance
Identify exposed properties, assets, and infrastructure before climate risk becomes financial loss, operational disruption, or community impact.
Financial Services
Assess localized climate exposure across investments, assets, and portfolios to support risk management, financing decisions, climate disclosure requirements, and stakeholder reporting.
Municipalities
See risk insights, exposed buildings, critical infrastructure, and potential damage so teams know where to act, deploy resources, support residents, and respond with greater confidence.
Utilities & Asset Management
Screen networks and distributed assets, such as substations, telecom towers, storage sites, and pump stations, for climate hazards that can affect operations, insurance, asset value, and resilience planning.
Real Estate
Evaluate flood and climate exposure at the property and neighbourhood level to support acquisitions, development, lending, and valuation while helping buyers make more informed decisions.
News
This October, the Geosapiens team is packing our bags for the Canadian Rockies. We'll be exhibiting at the 2026 CAMIC Annual Conference & Annual General Meeting , taking place October 4–6 at the…
Meet Geosapiens as an exhibitor on Thursday, September 24 2026 in Vancouver at " Back to the Future 2 " the IBABC Trade Show , presented by the Insurance Brokers Association of British Columbia .…
Geosapiens is heading to Adaptation Canada 2026 , Canada's premier climate adaptation conference, taking place in Toronto from September 22 to 24. The event brings together leaders from government,…
We are excited to welcome Rachelle Bugelli CIP as our new Senior Business Development Manager. Based in the Greater Toronto Area, Rachelle brings 10 years of experience in P&C insurance, with a…
Geosapiens is pleased to welcome Jean-Denis Giguère as Platform Lead. With more than 20 years of experience in geomatics, geospatial analytics, and digital platform development, Jean-Denis will help…
Geosapiens Launches Canada Hail Risk Model to Help Insurers Understand One of the Country's Costliest Severe Weather Perils The new model turns hail-prone storm environments into practical…
Bring us a specific underwriting, pricing, or model evaluation question. We'll show what Geosapiens sees, how the output works, and where it can fit inside your decision process.
