Solutions

Put climate risk where your decisions happen.

Match science-driven climate risk to the work your teams already do and deliver it through the portal, API, or raw data, whichever fits how they work.

Trusted by leading Canadian insurers and MGAs

Insurance Use Cases

Property-level risk signals for decisions your teams can stand behind.

Give your underwriting, actuarial, risk, and leadership teams the context to see which risks fit appetite, how exposure should be priced, where concentration is building, and how to explain the decision when it matters.

Underwriting

Know the risk before you bind.

See flood, wildfire, hail, and climate hazard exposure before the risk enters your book. Give underwriters the context to accept, decline, refer, condition, or exclude with more confidence.

Pricing

Price with more than past claims.

Bring climate risk scores and loss estimates into pricing workflows. See where physical risk may be moving beyond past claims, and give actuarial teams a stronger basis for segmentation.

Portfolio Risk

Catch concentration before it becomes accumulation.

Roll property-level signals into a portfolio view. See where exposure is building by peril, region, or book of business, and give leadership a clearer basis for appetite, policies, and resilience decisions.

Compliance & Disclosure

Make climate disclosure easier to defend.

Back your reporting with transparent, property- and portfolio-level exposure data. Ensure methodologies, assumptions, model versions, and decision processes remain fully traceable and audit-ready.

Beyond Insurance

Protect capital, assets, and communities with science-backed climate risk intelligence.

Identify exposed properties, assets, and infrastructure before climate risk becomes financial loss, operational disruption, or community impact.

Financial Services

Make climate exposure visible across portfolios.

Assess localized climate exposure across investments, assets, and portfolios to support risk management, financing decisions, climate disclosure requirements, and stakeholder reporting.

Municipalities

Move from hazard maps to response-ready plans.

See risk insights, exposed buildings, critical infrastructure, and potential damage so teams know where to act, deploy resources, support residents, and respond with greater confidence.

Utilities & Asset Management

Find physical risk before it hits asset value.

Screen networks and distributed assets, such as substations, telecom towers, storage sites, and pump stations, for climate hazards that can affect operations, insurance, asset value, and resilience planning.

Real Estate

Bring climate risk into property diligence.

Evaluate flood and climate exposure at the property and neighbourhood level to support acquisitions, development, lending, and valuation while helping buyers make more informed decisions.

Start with one risk question we can answer together.

Bring us a specific underwriting, pricing, or model evaluation question. We'll show what Geosapiens sees, how the output works, and where it can fit inside your decision process.