Hail Risk Model
Built for Canada's evolving hail landscape, our model helps insurers identify where damaging hail is most likely, quantify exposure with confidence, and make consistent decisions across underwriting, pricing, portfolio monitoring, and climate resilience planning, from the Prairies to urban centers.
Characteristics of Our Model
Canada-Wide
Coverage
A consistent national framework that reflects regional differences in storm environments, from Prairie hail corridors to densely populated urban areas. Supports comparable risk assessment across provinces, territories, and diversified insurance portfolios without gaps or inconsistencies.
Science-Based
Inputs
Combines observed hail reports with atmospheric variables directly linked to hail formation, instability, moisture, and storm-supporting conditions. Delivers a physically informed view of hail probability grounded in both weather science and two decades of historical evidence.
Validated Machine Learning
Built on a rigorously validated machine learning model that reliably identifies hail-favorable environments. Independent testing confirms strong predictive performance, giving users confidence that results reflect real atmospheric risk rather than statistical noise.
Actionable
Risk Index
Results are delivered as a hail risk index from 1 (no risk) to 10 (maximum risk), visualized on an interactive peril map for immediate geographic insight, and accessible via API to integrate seamlessly into pricing engines, portfolio tools, or internal workflows.
Geographic coverage
Our hail model are available across Canada and will soon be extended to the United States. Upon request, data can be provided at the scale of a state, province, or specific region. Contact us to learn more about availability based on your geography or needs.
